Terms & Conditions

Last Updated: February 2026

Welcome to Blue Bonsai. By using our service, you agree to these terms.

1. Service Description

Blue Bonsai is a personal finance management application that helps you track spending, create budgets, and manage your money through an AI-assisted interface.

2. User Accounts

You are responsible for maintaining the security of your account credentials. You must provide accurate information when creating your account.

3. Data Usage

We use your financial data solely to provide our budgeting services. See our Privacy Policy for full details on how we handle your data.

4. Plaid Integration

Blue Bonsai uses Plaid to connect to your financial institutions. By using this feature, you also agree to Plaid's terms of service.

5. AI Assistant

Our AI assistant, Miyagi, provides financial guidance and suggestions. These are for informational purposes only and should not be considered professional financial advice.

6. Limitation of Liability

Blue Bonsai provides tools for personal finance management. We are not responsible for financial decisions you make based on information in the app.

7. Changes to Terms

We may update these terms periodically. Continued use of the service after changes constitutes acceptance of new terms.

8. Contact

For questions about these terms, contact us at support@bluebonsai.app