Last updated: February 13, 2026
Privacy Policy
Last Updated: February 2026
Your privacy is important to us. This policy explains how Blue Bonsai collects, uses, and protects your information.
1. Information We Collect
Account Information
- Email address
- Display name
- Account preferences
Financial Data (via Plaid)
- Account balances
- Transaction history
- Account and routing numbers (for identification only)
Usage Data
- App interactions
- Feature usage patterns (anonymized)
2. How We Use Your Data
We use your data to:
- Provide budgeting and financial tracking features
- Generate personalized insights and suggestions
- Improve our AI assistant's recommendations
- Maintain and improve our services
3. Data Security
- All data is encrypted in transit and at rest
- We use Google Cloud Platform with enterprise-grade security
- We never store your bank login credentials
- Plaid handles all bank authentication securely
4. Data Sharing
We do NOT sell your personal or financial data. We share data only:
- With Plaid (for bank connections)
- When required by law
- With your explicit consent
5. Your Rights
You can:
- Access your data at any time
- Request data deletion
- Export your data
- Opt out of analytics
6. Contact
For privacy questions, contact us at privacy@bluebonsai.app